Valuation as at 2026-08-14 · see also the NIFTY 500 Most Undervalued screen
About HDFC Bank Limited
HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits.
Source: Yahoo Finance company profile · factual description, not KashVector commentary
HDFC Bank Limited HDFCBANK.NS
Financial Services · Banks - Regional
HDFC Bank Limited's price & financial trends
Each card is labelled with its own reporting period — quarterly where Yahoo provides it for this market, annual otherwise.
Data as at 2026-08-14
Share price · last 2 years
Earnings per share (diluted) Per quarter
Return on equity Per year
Dividend per share Per year
Value investing scale · Buffett · Dalio · Graham
2 criteria had no data
See the full Buffett, Dalio & Graham breakdown for HDFCBANK.NS →
🏦 Bank/Insurer — valued with the Dividend Discount Model
DCF is not used for bank/insurer stocks: deposits or reserves are a raw material rather than funding, so there's no clean free cash flow. This valuation uses the Dividend Discount Model (DDM) instead.
Intrinsic value estimate · 5-year forecast
Assumptions used in this valuation
Every input below is either fetched live from Yahoo Finance or a documented default — nothing is hidden.
| Bear | Base | Bull | |
|---|---|---|---|
| Dividend growth | 3.0% | 6.0% | 9.0% |
| Terminal growth | 2.5% | 2.5% | 2.5% |
| Cost of equity | 12.50% | 11.50% | 10.50% |
Cost of Equity (CAPM) = Risk-free rate + Beta × Equity Risk Premium = 7.00% + 0.60 × 7.50% = 11.50%
These numbers come from running HDFC Bank Limited's dividends through the mechanical DDM formula and assumptions above — not from any view on the news, management, or HDFCBANK.NS's competitive position. What is DDM?
Want to test your own dividend growth or cost-of-equity assumptions?Open the full interactive calculator, pre-filled with HDFCBANK.NS →
More NIFTY 500 stocks we've valued
Not financial advice. DDM valuations are highly sensitive to assumptions — small changes in growth rate or discount rate produce large swings in output. This is a mechanical calculation, not a recommendation to buy, hold, or sell.
About this valuation
Computed on 2026-08-14 from Yahoo Finance data, using the same engine as the full DCF tool and the NIFTY 500 Most Undervalued screen. Every figure above is a point-in-time snapshot of that date — change any assumption yourself in the interactive tool for a live one.
Frequently asked questions
Is HDFC Bank Limited (HDFCBANK.NS) undervalued?
The Base-case DDM estimates intrinsic value at ₹170.96 vs a price of ₹726.70 on 2026-08-14 — a -76.5% margin, so the Base case reads overvalued. This is a mechanical output, not advice.