Edenred SE (EDEN.PA)

DCF Valuation · Financial Services · Credit Services

Valuation as at 2026-08-14 · see also the Europe Most Undervalued screen

About Edenred SE

Edenred SE operates as a digital platform for services and payments for companies, employees, and merchants worldwide. It offers employee benefit solutions, including Ticket Restaurant, a solution that allows employees to take time out for lunch at a partner merchant; Ticket Alimentación, which allows users to pay for groceries in stores and supermarkets; Edenred Regalo, a gift voucher; Ticket CESU, a human services solution; Edenred City, a solution that enables the purchase of staples, such as food and fuel; Welfare Edenred, which employees can use to pay for various services, including access to sports facilities and solutions for their children's educational needs; Edenred Eco, a solution that encourages the purchase of environmentally friendly products in Belgium; and Kadéos Culture in France and Ticket Cultura in Brazil for cultural goods and services, as well as mobility solutions through Edenred Mobility. The company also offers mobility solutions comprising Ticket Car for employees to pay for fuel and other business travel expenses; Empresarial, which enables companies to control spending to reimburse expense claims; Cintelink, a smart cloud platform for service stations and commercial fleets; UTA Edenred, a fuel card; Ticket Fleet Pro for truck fleet management; Edenred Finance that provides refund services to European transportation companies; The Right Fuel Card, a fuel card manager; and Spirii, a platform for recharging electric vehicles.

Source: Yahoo Finance company profile · factual description, not KashVector commentary

Edenred SE EDEN.PA

Financial Services · Credit Services

Price
€27.97
Market Cap
€6.43B
Free Cash Flow
€0.99B
Beta
0.67
P/E (TTM)
13.6x
52-Week Range
€15.23–€29.50

Edenred SE's price & financial trends

Annual reporting periods — this market does not have reliable quarterly data on Yahoo (either it isn't required, or coverage is incomplete), so annual is the most granular consistent series across free cash flow and dividends.

Data as at 2026-08-14

Share price · last 2 years

€27.71 -27% vs 2024-08
STOXX Europe 600 €38.21€33.24€26.29€18.49€21.28€27.71 2024-082025-012025-062025-112026-042026-08

Earnings per share (diluted) Per year

€2.21 +52% vs FY22
€1.46€1.07€2.11€2.21FY22FY23FY24FY25

Free cash flow Per year

€1.07B +24% vs FY22
€0.86B€0.86B€0.81B€1.07BFY22FY23FY24FY25

Dividend per share Per year

€1.41 +57% vs FY22
€0.90€1.12€1.28€1.41FY22FY23FY24FY25

Value investing scale · Buffett · Dalio · Graham

Partial Fit
11 / 17 combined score

3 criteria had no data

See the full Buffett, Dalio & Graham breakdown for EDEN.PA →

Intrinsic value estimate · 5-year forecast

BEAR
€45.16
vs current €27.97
+61.4% ✅ Undervalued
BASE
€63.08
vs current €27.97
+125.5% ✅ Undervalued
BULL
€96.71
vs current €27.97
+245.8% ✅ Undervalued

Assumptions used in this valuation

Every input below is either fetched live from Yahoo Finance or a documented default — nothing is hidden.

Starting free cash flow
€0.60B
Reported free cash flow (Yahoo), then ×0.6 — the financial-sector haircut the DCF tool and every screen apply
Risk-free rate
3.20%
Fixed market seed
Beta
0.67
Floored for non-US stocks
Equity risk premium
5.50%
Market-specific seed
Cost of debt
3.80%
Synthetic rating AAA, ICR 20.8x
Tax rate
25.00%
Estimated default
Capital structure
E 56% / D 44%
Market cap vs total debt
Projection horizon
5 years
+ terminal value beyond
BearBaseBull
5-yr FCF growth-3.6%-2.4%-1.2%
Terminal growth1.8%1.8%1.8%
WACC (discount rate)6.10%5.10%4.10%

Cost of Equity = Risk-free rate + Beta × Equity Risk Premium = 3.20% + 0.67 × 5.50% = 6.88% · WACC = weighted by 56%/44% capital structure

These numbers come from running Edenred SE's cash flows through the mechanical DCF formula and assumptions above — not from any view on the news, management, or EDEN.PA's competitive position. What is DCF?

Want to test your own growth or discount-rate assumptions?Open the full interactive calculator, pre-filled with EDEN.PA →

More stocks we've valued

Not financial advice. DCF valuations are highly sensitive to assumptions — small changes in growth rate or discount rate produce large swings in output. This is a mechanical calculation, not a recommendation to buy, hold, or sell.

About this valuation

Computed on 2026-08-14 from Yahoo Finance data, using the same engine as the full DCF tool and the Europe Most Undervalued screen. Every figure above is a point-in-time snapshot of that date — change any assumption yourself in the interactive tool for a live one.

Frequently asked questions

Is Edenred SE (EDEN.PA) undervalued?

The Base-case DCF estimates intrinsic value at €63.08 vs a price of €27.97 on 2026-08-14 — a +125.5% margin, so the Base case reads undervalued. This is a mechanical output, not advice.