Valuation as at 2026-08-14 · see also the S&P 500 Most Undervalued screen
About Mastercard Incorporated
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions.
Source: Yahoo Finance company profile · factual description, not KashVector commentary
Mastercard Incorporated MA
Financial Services · Credit Services
Mastercard Incorporated's price & financial trends
Each card is labelled with its own reporting period — quarterly where Yahoo provides it for this market, annual otherwise.
Data as at 2026-08-14
Share price · last 2 years
Earnings per share (diluted) Per quarter
Free cash flow Per quarter
Dividend per share Per quarter
Value investing scale · Buffett · Dalio · Graham
Intrinsic value estimate · 5-year forecast
Assumptions used in this valuation
Every input below is either fetched live from Yahoo Finance or a documented default — nothing is hidden.
| Bear | Base | Bull | |
|---|---|---|---|
| 5-yr FCF growth | 9.1% | 18.1% | 27.2% |
| Terminal growth | 2.5% | 2.5% | 2.5% |
| WACC (discount rate) | 9.50% | 8.50% | 7.50% |
Cost of Equity = Risk-free rate + Beta × Equity Risk Premium = 4.68% + 0.73 × 5.50% = 8.72% · WACC = weighted by 95%/5% capital structure
These numbers come from running Mastercard Incorporated's cash flows through the mechanical DCF formula and assumptions above — not from any view on the news, management, or MA's competitive position. What is DCF?
Want to test your own growth or discount-rate assumptions?Open the full interactive calculator, pre-filled with MA →
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Not financial advice. DCF valuations are highly sensitive to assumptions — small changes in growth rate or discount rate produce large swings in output. This is a mechanical calculation, not a recommendation to buy, hold, or sell.
About this valuation
Computed on 2026-08-14 from Yahoo Finance data, using the same engine as the full DCF tool and the S&P 500 Most Undervalued screen. Every figure above is a point-in-time snapshot of that date — change any assumption yourself in the interactive tool for a live one.
Frequently asked questions
Is Mastercard Incorporated (MA) undervalued?
The Base-case DCF estimates intrinsic value at $351.76 vs a price of $567.04 on 2026-08-14 — a -38.0% margin, so the Base case reads overvalued. This is a mechanical output, not advice.