Debt Recycling Calculator
Model whether converting your home loan to tax-deductible investment debt is right for you.
Offset Strategy
Equity → Stocks/ETFs
Equity → Property
Enter your details and click
Calculate
to see your debt recycling projection.
Tax Saving / yr
—
Year 1 estimate
Total Tax Saved
—
over projection
Wealth Gain
—
over projection
Loan Balance Over Time
Net Wealth Over Time
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Year-by-Year Breakdown
Year
Non-Ded. Loan
Total Loan
Baseline Loan
Investment
Inv. Loan Interest
Tax Saving
Net Cash Flow
Net Wealth
Baseline Wealth