Smart financial tools for everyday people.
Whether you're figuring out where your money goes each month or researching a stock you heard about — these free tools give you clear, honest answers without the jargon, subscriptions, or hidden agendas.
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Score any stock against the Buffett, Dalio, and Graham frameworks using live Yahoo Finance data.

Plan your income, expenses, and savings across housing, groceries, fixed costs, and investment goals.

Model whether converting your home loan to tax-deductible investment debt is right for you.

Analyse your investment holdings for sector, region, and stock concentration risk with red/amber/green flags.

Find your Financial Independence number, time to retire, and Coast FIRE target using the 4% rule.

Calculate repayments, total interest, and see how an offset account or extra payments shorten your loan.